Effective Date: 28/10/2025
At TOFTrading, we strive to make your purchasing experience as convenient and flexible as possible. We partner with leading financial institutions and payment providers to offer a secure and wide range of payment options, including instant installments and cash on delivery.
1. Secure Payment Processing (PayTabs)
We utilize PayTabs as our secure payment gateway to process all credit and debit card transactions.
Security Note: All sensitive payment information, such as your credit or debit card details, is handled directly through PayTabs’ encrypted systems. TOFTrading does not collect, process, or store your sensitive financial information. For more details on data usage, please review our Privacy Policy.
Accepted Card Methods
We accept payments via:
- Visa
- Mastercard
- Meeza
- Apple Pay
2. Bank Installment Plans
Take advantage of our partnership with leading Egyptian banks to split your purchase into easy monthly installments.
Important: Bank installments are available exclusively for credit card holders. Your credit card must be issued by one of the partner banks listed below, and your available credit limit must cover the full purchase price.
| Bank | Tenors Available |
| Banque Misr | 6, 12, 18, 24, 36 months |
| Commercial International Bank (CIB) | 3, 6, 10, 12, 18, 24, 36 months |
| National Bank of Egypt (NBE) | 6, 9, 19, 12, 18, 24, 30, 36 months |
| Mashreq | 6, 12, 18 months |
| Banque du Caire (BDC) | 6, 12, 18, 24 months |
| First Abu Dhabi Bank (FAB) | 6, 12, 18, 24 months |
| Emirates NBD | 6, 12, 18, 24 months |
| National Bank of Kuwait (NBK) | 6, 12, 18, 24, 36 months |
| Abu Dhabi Islamic Bank (ADIB) | 3, 6, 9, 12, 18, 24, 36 months |
For specific details regarding available tenors, interest rates, and minimum purchase requirements, please contact us directly.
3. Dedicated Installment Providers
We collaborate with specialized non-banking consumer finance companies to give you flexible installment solutions.
- Valu
- Aman Installments
- Souhoola
- Forsa
These services require an existing account or pre-approval with the respective provider. Terms, conditions, and eligibility are determined solely by the installment provider.
4. Cash on Delivery (COD)
For customers who prefer to pay upon receipt of their order, we offer Cash on Delivery (COD).
- This option may be subject to a maximum order value limit based on the delivery area. Please check the checkout page for availability.
5. Important Legal Information
- Order Commitment: By placing an order, you agree to pay the charges incurred at the posted prices, including any applicable fees and taxes.
- Warranties: All transactions are subject to the terms and conditions outlined in our Terms & Conditions page, specifically regarding pricing, order cancellation due to error, and product warranty.
- Information Sharing: For successful delivery, your contact and address information is shared with our shipping providers. This process is governed by our Privacy Policy.